Additional 7 Easy Ways To Save

Additional 7 Easy Ways To Save

In our last article we focused on a few ways to save money. This time, you will find some more ways to save money and perhaps some who do not mind. As always, this is not my intention to make you a cheapskate, but rather give you a choice about where to spend your money instead of wondering where it went.

I mentioned in the previous article, but it is so important that I must repeat.

The first thing you should do after reading this article is to recover a laptop, PDA or other means to monitor and begin recording your expenses. Write down every purchase you make yourself a soda or snack from a vending machine. Do this for at least a month and then see where your money goes. You can start seeing a trend you want to stop before the month is over, and by all means, change it. You can also choose to have more than once. It is a great way to avoid falling into the development of new bad habits or spending.

Here's a pet peeve of mine, ATM transactions. Not only pay 03.01 dollars for the ATM you use, but another 1.3 dollars to your bank. If you leave the wrong ATM for $ 20 for dinner, you can pay $ 26. View your statement and see how it could have saved planning in the last month. Personally, I saved almost $ 100 when I stopped using other ATMs.

According to the bank charges your bank, you can not control free or pay a fee each month. If you pay a fee, then you really should think about how it is and if it's worth changing banks. You should choose a bank that has a lot of ATMs that are near you and check. If you choose the right bank, you can easily reduce the number of ATM transactions incurred simply by having your bank's ATMs on the way to your destination.

Gas prices Use a search site like Gasbuddy.com Prices can vary from less than 25 cents per gallon in the city. Not worth the time to cross the city by a penny per gallon, but it can turn a few blocks for 10 cents per gallon, it's worth.

Prescription drugs in a recent study, the rates vary widely between pharmacies, so if you have drug coverage from your insurance, you will need to play around various shops and control. You can also use the mail order pharmacy but be careful of these.

Pay off your mortgage Unless you have a loan that does not allow this, you can pay more each month and that money goes directly to principle. Depending on your loan and the amount you pay can save you thousands over the term of the loan. In addition, some auto loans also allow this.

Pay your bills on time. A little-known small print in credit agreements of many independent companies can increase their frequency simply because you were late on another account. Not only that, but some companies to raise interest rates from 29 to 31% if it is a day late.

Free cycle is a group of people who want to donate items instead of throwing them away. Not only save money on the receiver, but keep it out of the landfill. Do not look in your area and see if there is a group in place.